Stripe React Native: A simple set of solutions to a complex set of problems

Payment flows involve asynchronous steps, errors, retries, validation, fraud, and disputes, making them difficult to build and test. Handling payment data also brings security and PCI requirements. Businesses serving customers globally need to support local payment methods, such as bank transfers in Malaysia and OXXO vouchers in Mexico.

Cruzan demonstrates a custom checkout using StripeProvider and CardField, which validates card details and lets developers style the input. The app’s server creates a PaymentIntent and returns its client secret; the React Native SDK then confirms the payment without the app directly handling card data. The example requires little code, but supports only cards unless developers build and maintain additional flows.

PaymentSheet provides a ready-made checkout presented in a bottom sheet, so the app can launch it from a Buy button. The server supplies a PaymentIntent client secret, customer ID, and ephemeral key, while the app initializes and presents the sheet. Developers can configure Apple Pay and Google Pay, customize its appearance, or use customFlow to separate payment method selection from confirmation.

Cruzan says adding supported payment methods to PaymentSheet can be done through server configuration, without client-side changes or an app update. He describes React Native as a core part of Stripe’s mobile offering, with feature parity goals alongside its iOS and Android SDKs. He also points to Stripe React Native support for wallet provisioning, identity checks, and in-person payments through Stripe Terminal.