What are the payment methods

The speaker says payment preferences vary by region, so developers should consider where an app will be available and used most. Credit and debit cards are most common in the U.S., while bank debits account for over 50% of online transactions in some European countries.

The speaker names BLIK as a payment method used in Poland. Apple Pay and Google Pay are also mentioned as options.

Paying by invoice and buy now, pay later are additional methods. The speaker says Stripe receives many requests for buy now, pay later and names Klarna and Afterpay as examples.

OXXO is described as a voucher-based method: a customer gets a voucher for a purchase, then pays for it later at another location. The speaker presents it as a distinct approach they had not encountered before joining Stripe.

The host asks whether Apple Pay and Google Pay differ from in-app purchases. The speaker confirms they are separate payment methods and says they do not apply to the in-app purchase model discussed earlier, where Apple and Google take a cut.